Cosa si può fare

E’ possibile avviare attività di produzione di beni e servizi. Sono escluse dal finanziamento le attività libero professionali e il commercio.

Ogni soggetto richiedente può ricevere un finanziamento massimo di 50 mila euro.

Nel caso in cui la richiesta arrivi da più soggetti, già costituiti o costituendi, il finanziamento massimo è pari a 200 mila euro.

I progetti imprenditoriali possono avere un programma di spesa del valore massimo di 200 mila euro.


Cosa finanzia

Sono finanziabili:

  • interventi per la ristrutturazione o manutenzione straordinaria di beni immobili (massimo 30% del programma di spesa)
  • impianti, attrezzature, macchinari nuovi
  • programmi informatici e servizi TLC (tecnologie per l’informazione e la telecomunicazione)
  • altre spese utili all’avvio dell’attività (materie prime, materiali di consumo, utenze e canoni di locazione, canoni di leasing, garanzie assicurative nel limite del 20% massimo del programma di spesa)


Le agevolazioni coprono il 100% delle spese e prevedono:

  • contributo a fondo perduto,pari al 35% del programma di spesa
  • finanziamento bancario,pari al 65% del programma di spesa, concesso da un istituto di credito che aderisce alla convenzione tra Invitalia e ABI, garantito dal Fondo di garanzia per le PMI

Gli interessi del finanziamento sono coperti da un contributo in conto interessi.

Il finanziamento bancario deve essere restituito in 8 anni di cui 2 di preammortamento.

Le agevolazioni sono erogate in regime de minimis.


Esempio di finanziamento

(l’importo dell’IVA non viene finanziato perche non costituisce un costo per l’azienda) :

Investimento                                                                                  €         50.000,00

Contributo a fondo perduto:                                                     €         17.500,00

Finanziamento Banca a tasso zero:                                        €         32.500,00


l’investimento può arrivare fino a € 200.000,00 nel caso ci fossero 4 soci con i requisiti.


La Tempistica

I tempi di approvazione della pratica sono di 60 gg dalla presentazione della domanda, anche se negli ultimi periodi si sono ridotti.


C’è Form S.r.l. offre un servizio personalizzato per lo studio di fattibilità e l’accompagnamento alla presentazione della domanda per la richiesta del finanziamento.

Per ulteriori informazione contattaci e un nostro esperto sarà a tua disposizione per ogni informormazione.

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