Cosa si può fare
E’ possibile avviare attività di produzione di beni e servizi. Sono escluse dal finanziamento le attività libero professionali e il commercio.
Ogni soggetto richiedente può ricevere un finanziamento massimo di 50 mila euro.
Nel caso in cui la richiesta arrivi da più soggetti, già costituiti o costituendi, il finanziamento massimo è pari a 200 mila euro.
I progetti imprenditoriali possono avere un programma di spesa del valore massimo di 200 mila euro.
Cosa finanzia
Sono finanziabili:
- interventi per la ristrutturazione o manutenzione straordinaria di beni immobili (massimo 30% del programma di spesa)
- impianti, attrezzature, macchinari nuovi
- programmi informatici e servizi TLC (tecnologie per l’informazione e la telecomunicazione)
- altre spese utili all’avvio dell’attività (materie prime, materiali di consumo, utenze e canoni di locazione, canoni di leasing, garanzie assicurative nel limite del 20% massimo del programma di spesa)
Agevolazioni
Le agevolazioni coprono il 100% delle spese e prevedono:
- contributo a fondo perduto,pari al 35% del programma di spesa
- finanziamento bancario,pari al 65% del programma di spesa, concesso da un istituto di credito che aderisce alla convenzione tra Invitalia e ABI, garantito dal Fondo di garanzia per le PMI
Gli interessi del finanziamento sono coperti da un contributo in conto interessi.
Il finanziamento bancario deve essere restituito in 8 anni di cui 2 di preammortamento.
Le agevolazioni sono erogate in regime de minimis.
Esempio di finanziamento
(l’importo dell’IVA non viene finanziato perche non costituisce un costo per l’azienda) :
Investimento € 50.000,00
Contributo a fondo perduto: € 17.500,00
Finanziamento Banca a tasso zero: € 32.500,00
l’investimento può arrivare fino a € 200.000,00 nel caso ci fossero 4 soci con i requisiti.
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